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The Dangers of Canadians’ Home Equity Line of Credit

The Dangers of Canadians’ Home Equity Line of Credit

It’s no secret that Canadian homeowners have a longstanding love affair with their home equity line of credit (HELOC). However, this love has the potential to go sour through a variety of ways, leaving millions heartbroken. At the heart of this romance is a low-cost,...

Reducing Expenses on Out-of-Home Meals and Snacks

Reducing Expenses on Out-of-Home Meals and Snacks

In this age of out-of-control debt, reducing expenses is a priority. A great place to start is with Canadians’ top financial guilty pleasure: eating out at restaurants and bars. Also included are coffees, and so-called treats, many of which are laced with sugar, salt,...

Consumer debt: 10 Tips for Getting out of It

Consumer debt: 10 Tips for Getting out of It

You might be trying to get so creative that you’ve forgotten about some really basic ways to get/become consumer debt-free; or, maybe you’re stuck in a rut with just a few ideas, and you can’t seem to get the creative juices flowing. With that in mind, here's 10 great...

Welcome

Welcome

In this, my first blog post, I would like to give you an overview of what I would like to accomplish. In simple terms, I hope to: Educate, Inspire and Empower people to change the way they spend money. Teach them to pay cash for all their purchases, avoid using...